Moving Money at Internet Speed

Infrastructure powering stablecoin payments at scale.

Direct Stablecoin Rails

Our infrastructure empowers enterprises to seamlessly convert stablecoins into fiat currencies and vice versa at scale. Whether it's USDC to U.S. Dollars or Euros to USDT, Chain provides fast, direct, and reliable settlement - simplifying cross-border transfers while removing unnecessary complexity.

Lower Fees

Reduce reliance on costly trading venues.

Fewer Dependencies

Streamline operations with direct fiat and crypto rails.

Stability & Redundancy

Enterprise-grade reliability for mission-critical payments.

Instant Liquidity

Settlements clear in real time, enabling immediate access to funds.

Stablecoin-based financial services that scale

Chain is stablecoin and fiat currency agnostic, allowing our customers access to powerful and flexible tools to meet their enterprise needs.

Settle payments instantly, across stablecoins and cash

Chain gives enterprises a unified way to move money in and out of stablecoins and traditional currencies. From minting and redemption to direct bank payouts, our rails make settlement faster, more transparent, and easier to manage at scale.

  1. Instant settlement
    Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.

  2. Clear timelines
    Direct issuer and bank integrations provide dependable conversion windows.

  3. Full visibility
    Track every stage of a transaction, from token transfer to final cash delivery.

  4. Seamless reconciliation
    Stablecoin transfers confirm in seconds, with fiat payouts cleared the same day.

Manage and reconcile funds with confidence

Chain gives enterprises the tools to store, track, and convert value across stablecoins and fiat. Build flexible account structures, automate reconciliation, and maintain full transparency over every transaction.

Flexible account setup

Attribute every transfer with unique stablecoin or fiat account references.

Enterprise account structures

Manage funds in pooled, FBO, or dedicated enterprise accounts.

Embedded Wallets

Assign unlimited wallet addresses across numerous blockchains to accounts.

Immutable ledger

Every transaction is recorded on a tamper-proof system of record via the Onyx blockchain.

Off-ramp to Visa & Mastercard

Chain enables enterprises to convert stablecoins to fiat and push payouts directly to any Visa or Mastercard globally in real-time. Instant off-ramp rails powered by Chain Direct Infrastructure — no card issuing, no intermediaries, just seamless settlement to existing cards.

  1. Real-time payouts
    Push fiat to any Visa or Mastercard globally in seconds via Visa Direct and Mastercard Send.

  2. Multi-stablecoin
    Off-ramp from USDC, USDT, and other major stablecoins with automatic conversion to fiat.

  3. Global reach
    Deliver payouts to cardholders across 200+ countries and territories worldwide.

  4. Instant settlement
    Funds arrive on the recipient's card in real-time, eliminating traditional banking delays.

Direct access to global banking rails

Chain provides enterprises with direct connectivity to major banking networks, enabling seamless movement between stablecoins and fiat currencies. With support for USD, EUR, and GBP, clients can send and receive payments through the most trusted rails worldwide.

UNITED STATES

  • ACH

  • Fedwire

  • FedNow

  • RTP

EUROPE

  • SEPA

  • Visa

  • MasterCard

UNITED KINGDOM

  • FasterPayments

  • Visa

  • MasterCard

Direct access to global banking

What does "direct access to global banking rails" mean?
Direct access means connecting straight to major banking and card networks such as ACH, Fedwire, FedNow, SEPA, Faster Payments, Visa, and Mastercard, without layered intermediaries. Chain provides access to our partner network of regulatory licenses and our Chain Direct Infrastructure, lifting the heavy compliance and connectivity work so enterprises can move funds between stablecoins and fiat through recognized banking rails — enabling faster settlement, lower costs, and simpler reconciliation at global scale.

How is Chain different from a payment processor or crypto exchange?

Chain provides infrastructure rather than acting as a transaction intermediary. In the Chain for Banks use case, client banks remain at the center of the transaction flow, with no custody of client funds by Chain and settlement occurring directly through the bank. In other use cases, Chain integrates as a non-custodial infrastructure layer within a client’s existing payments or platform stack.

How do stablecoins work within traditional global banking systems?

Stablecoins function as a settlement layer that enhances speed and availability without replacing banks. Chain enables enterprises to use stablecoins for instant, cross-border value movement while maintaining bank-based minting, redemption, compliance, and fiat payouts. This allows stablecoins to behave like faster correspondent banking rather than an alternative financial system.

How does Chain handle compliance across countries and asset types?

Compliance is embedded directly into Chain’s infrastructure through integrated KYC/KYB, AML, sanctions screening, and transaction monitoring. Smart contract–based workflows and on-chain ledgers automate rule enforcement and maintain immutable audit trails, providing banks and platforms with real-time visibility and compliance controls across payments, cards, securities, RWAs, lending, and crypto operations.

Who benefits from direct access to global banking through Chain?

Direct access is designed for banks, payment providers, fintechs, and regulated platforms that need to move money globally with speed and reliability. It enables these institutions to access the same rails used by banks while adding real-time settlement, programmability, and interoperability across fiat and stablecoins—without sacrificing compliance controls or customer ownership.